News & Articles

 Foreign Debt Collection : It Can Be Done!

Many business people fear that if they have an overseas debt, that it will be difficult for them to recover that money. While overseas debt collection does bring some complications, it can be done, providing you have the skills, expertise and local knowledge.In the internet age, it has never been easier to do business overseas, and every day there are millions of agreements made on an international basis, with goods and payments travelling vast distances at great speed. But while this is great for business, it does bring its own complications.Unfortunately, it is in the nature of business, wherever you are in the world, that some people will seek to avoid paying or delay settling their debt, causing a potentially significant impact on your cashflow and resulting in you spending time and money pursuing your payments. Some debtors may even feel that they will be under less pressure to pay if they are based overseas.Much of the challenge of recovering international debt lies in getting to grips with the local rules and regulations that apply to business and debt collection. Many nations have different common law approaches to the question of debt. For example, the UK statute of limitations on debt is six years, but in India, it is just three, which can lead to some costly errors.There is also the question of the language and cultural barriers. To fully grasp the nuances of communicating with a debtor, you don’t just need to be fluent in the relevant language, you need to understand the local business practices and the debt collection framework in each country. If not, you may miss some vital details that can slow your debt collection process or worse, compromise the recovery of your debt.

Recovering Foreign Debt from the UK

One option for recovering foreign debt is to seek legal action within the UK. The legal system may be able to be of some help in this, but it is unlikely that any UK solicitor will be as familiar with the debt collection process as they need to be in order to secure the recovery your debt.In addition, the cost of engaging a solicitor can be prohibitive. With costs sometimes running into hundreds of pounds an hour, it is understandable that some businesses opt to write off the debt. But this would be a mistake.One of the most effective ways to collect foreign debt is to turn to a specialist international debt collection agency. A reputable modern debt collection company will utilise the skills of experts with in-depth knowledge of the relevant nation’s laws, customs and regulations.Our global network of dedicated international debt recovery agencies have the language skills and the local knowledge to expedite your debt collection process, including the enforcement of judgments delivered in overseas courts. And, as a modern debt recovery agency we take a relationship-focused approach to the process of debt collection, ensuring that your debt is recovered efficiently while maintaining the business connections and reputation that is vital to your future success.If you are facing an international debt and wondering whether it can be recovered from the UK, get in touch with us today and let us take the hassle out of overseas debt recovery.










Our economy is increasingly global these days, and many UK based businesses are doing a lot of their business overseas, particularly in France and Belgium. Debt Collection in France and Debt Collection in Belgium are very specific.

While doing business in other countries can open up valuable new markets and opportunities, it does come with potential problems, and one of these concerns debt.

If you are chasing a debt and your debtor is located in Belgium, how do you go about recovering the money you are owed? The Belgian legal system has a variety of complexities of its own, which can be bewildering for an outsider. Then there is the complication associated with the fact that more than one language is spoken in the nation, which is divided into three extremely autonomous regions, with French prevalent in some areas and Flemish in others.

Debt collection, along with many other areas of business are regulated by Belgian laws such as the Pot-Pourri I Act, the Lawyer Letter, the 2002 Law on Amicable Consumer Collection and Regulation 2016/679 of the European Parliament. Navigating through this maze of legality can be a nightmare.

Common Mistakes in Belgian Debt Collection

One of the most important details about debt collection in Belgium is to be aware that not every part of the country has the same rules. Each of the three regions has a different culture and ways of operating when it comes to business and these have to be factored into your approach.

Other details may seem strange to a UK based business. For example, a court case in Belgium may not lead to a faster resolution than an out of court settlement. Given the high numbers of cases in the courts, there is no guarantee that the court will solve the issue more quickly and in Belgium, a direct interaction with the debtor may often produce more efficient results.

Above all, the contractual and legal process in Belgium is radically different to that of England and Wales, most notably in the demand to ensure that all of the correct paperwork is filed on time and in the correct manner. Timeframes will also vary considerably, adding further layers of complication.

Need Debt Recovery in Belgium? Call in the Experts

One way to avoid the hassle and complexity of chasing debt in Belgium is to call on the services of a professional debt collection agency. For those who have no experience in international debt collection and need to initiate debt collection in Belgium, a specialist agency can ensure that the process of pursuing and securing payment is handled quickly and efficiently.

Our international debt collection network comprises of 135 regional offices covering 168 countries and each is staffed with experts who possess in-depth knowledge of the relevant rules, regulations and customs in local market. In Belgium, we have a track record of successful cross-border debt recovery and our debt collection methods employ the latest in technological recovery tools, combined with a relationship-based approach that will help to preserve your vital business relations. We are also a proud member of the TCM Group.

So if you need to recover a Belgian debt, get in touch with us today and find out how our debt collection team who can serve your needs, enabling you to focus on growing your business.


Why Choose Us

30 Years experience delivering successful debt collection solutions to businesses

Years Experience

Business Clients

recovered /YEAR


under management

cicm logo