GDPR INFO NOTICE

Information according to Article 13 and 14 of GDPR

In the following paragraphs we tell you how we process your data in compliance with Article 14 EU General Data Protection Regulation (GDPR).

Identity of the controller:

Credit Limits International Ltd of 7 Church Road, Oare, Faversham, Kent, ME13 0QA

Contact Details for our Data Protection Officer:
Data Protection Officer for Credit Limits International Ltd of 7 Church Road, Oare, Faversham, Kent, ME13 0QA or by e-mail at [email protected]

Purposes of processing and legal basis

Data processing is conducted for the following reason: non-performance of a contract and/or legal action. Article 6 1b GDPR states that the processing of your data, which may be triggered by your payment default, is necessary for the fulfillment of your contract with the creditor.

Another purpose of data processing is receivables management as specified in Article 6 1f of GDPR. Data processing is therefore required to safeguard our legitimate interests and/or those of a third party.

Categories and origin of data:

We process data in the following categories:
master data, communication data, contract data, receivables data, payment information. The data from these categories are provided to us by the creditor or another controller of this data.

Recipient:

As part of the debt collection process we will share data with the creditor and other controllers or processors as necessary for the sole purpose of achieving the collection of the debt payable: assignees, credit bureaus, collection agents, process-servers, other service providers, tracing agents, Courts, High Court Enforcement Officers, Lawyers.

Period of storage:

After payment of the receivable has been made or the debt collection process has been terminated, we will retain your data for six years in line with Statute of Limitation Laws in the UK.

Rights of the data subject:

If the legal prerequisites are satisfied, you are granted the following rights as specified in Articles 15 to 22 GDPR: right of access, rectification, erasure, restriction of processing and data portability. Furthermore, in keeping with Article 14, Paragraph 2, Letter c in connection with Article 21 GDPR, you are entitled to the right to object to processing which is based on Article 6 1f GDPR.

Right to complain to the supervisory authorities:

In accordance with Article 77 GDPR, you have the right to lodge a complaint with the supervisory authorities if there are valid reasons or indications that the processing is not carried out lawfully. The address for the supervisory authorities responsible for our company is: Information Commissioner’s Office at Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.

For more information, please get in touch with our team.